Short & Long Term Disability

Short-Term and Long-Term Disability Benefits

Short-Term (ST) Benefits: If disabled due to an accident or illness, (waiting period of 0 days for accident, 7 days for disease, pregnancy, or mental disorder), benefit is paid at a rate of 60% of the first $1,667 of weekly earnings with a maximum of $2,000 per week for a maximum of 90 days.

Long-Term (LT) Benefits: If disabled for 90 days, benefit is paid at a rate of 60% of the first $8,333 of monthly earnings with a maximum of $8,000 per month for a maximum of 3 years, 6 months if 62 years or younger. Other maximum periods apply for those 63 and older.